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Rental Car Excess

Don't get fleeced by your hire car company. You can reduce your excess and have
more cash to splash when you buy car hire excess insurance with Baaaney.

 

Coverholder at Lloyds
Car Hire Excess

Excess
Refunded

If your hire car is involved in an accident or is stolen while in your care, we will reimburse you for the  excess, or the cost of repairing the vehicle, whichever is sheeper.

windscreen tyres

Windscreen, Tyres
& More

Whether you've scraped the bumper, or put a ding in your roof, we'll cover your windscreen, tyres and underbody damages with no questions asked.
Maaa...vellous!

campervans

All Types of
Wheels

Hired a Ferrari? That's slick! A VW camper? Groovy! We don't judge your ride. So long as your vehicle doesn't exceed 4.5 tonnes we've got you covered.

All rental companies

All Companies
Included 

We provide rental vehicle excess insurance for all major car hire brands.  As long as the company is licensed, you're good to go. Now that's shear convenience!

Australian domicile

All
Welcome

You don't have to be an Aussie to purchase a policy when driving down under. Aussies can also buy a policy when hiring a car overseas.

single vehicle

Single & Multi
Car Accidents

Whether you're involved in a single car accident or a 10-car motorway pile up we don't discriminate. We cover all collisions, assuming your rental company does too!

vehicle return

Vehicle 
Return

Under the weather? If a medical advisor certifies that you are unfit to drive, we will pay up to $500 to return your rental car to the nearest depot.

nominated drivers

Nominated
Drivers

We cover all licensed drivers listed on your rental vehicle agreement. Drivers aged 21 to 75 years can hit the road with no furries!

Call Baaaney!

Got questions? Get on the phone to one of our sheeple. We're available Monday to Friday between 9:00am and 5:30pm.


Easy as vroom, vroom, vroom, vroom.

Relax. We cover your rental car excess costs and include additional benefits that hire car companies charge for.  In the event of a collision, or if the car is damaged or stolen while in your care your rental company will usually charge your credit card for the excess or repair costs you are liable for –  and that's where we come in. Submit a claim with us to be reimbursed for the excess amount you were charged with no hiccups.  All we need is a copy of the rental agreement and a receipt showing how much you have been billed. Too easy!

 


 Car Hire Excess Insurance FAQ's

 
  • Is car hire excess insurance the same as car hire insurance?
  • No, they are different things. We cover you for the rental excess costs you’ll need to pay should you incur damages or theft to your hire car. In essence we cover the gap between what is covered by your actual car hire insurance and the cost of any damages to the vehicle. Simply put, if you damage the car while it is in your possession, the car rental company will assess the cost to repair the damage incurred and will charge your credit card an excess – that is the amount we reimburse you with.

  • What types of rental vehicles do you cover?
  • We cover campervans and motorhomes that does not exceed 4.5 tonnes. This also includes sedans, hatchbacks or station-wagons, four wheel drives, and mini buses/people movers, which you have hired from a licensed motor vehicle rental company.

  • How much am I covered for?
  • The excess amount insured with us starts at $4,000 and can be increased by increments of $1,000. The maximum you would be covered for is  $8,000.

  • Does my policy cover all car rental companies?
  • Our policy covers you for all licensed rental companies such as Hertz, Europcar, Avis, Budget or Thrifty. However we do not cover for car sharing schemes like Car Next Door. 

  • How much does it cost?
  • Rental companies charge big bucks for excess insurance, so say no at the depot and get cover with Baaaney for 50%* less than at the rental depot. They usually charge between $25-$35 dollars a day, but with Carhireexcess.com.au you can pay as little as $9* a day. Not only is it cheaper, but  our excess in Nil, so you pay nothing in the event of a claim. *based on 12 day car hire in NSW.

  • Should I get rental vehicle excess with my travel insurance?
  • It's true, many travel insurance policies do include car hire excess cover, but there are quite a few restrictions to pay attention to. When you buy cover with travel insurance typically you won't get addtional protection for windscreen, tyres and underbody damages. What's more, travel insurance is priced on a per person basis so if you have more than one driver, you'll need insurance for each person. Whereas we cover all licensed drivers who are listed on your rental vehicle agreement with no furries! Learn more information about rental excess restrictions with travel insurance.

  • Should I tell my rental vehicle company that I already have car hire excess insurance?
  • No, it’s not necessary to tell them. Just make sure you say no when you are offered cover at the counter – you certainly don’t want to end up doubling up!

  • Am I covered for third party insurance?
  • The car hire excess you purchase with us does not automatically include third party cover. Most rental car insurance covers for third party damages which is incluced as part of the cost of hiring the car. Learn more about third party cover.

  • Who are Carhireexcess.com.au?
  • Relax, it doesn't matter if you haven't heard of us. You can drive with peace of mind as we're underwritten by certain Underwriters of Lloyds - the world’s largest insurance market. Learn more about us.

What types of accidents are covered?

 
  • We’ve all felt the pressure to take out last minute insurance excess waiver when hiring a car, but some pre-planning can save ewe sheeps! We cover you for...

  • - Multiple and single vehicle accidents
    - Hitting an animal (if your rental company covers it)
    - Cracked or damaged windscreens
    - Overhead damage
    - Underbody damage
    - Damage to wheels
    - Cracked or damaged lights
    - Damage to bumpers and trim
    - and more.

Why buy car hire excess insurance?


Paying big bucks for rental excess cover is a real downer. For too long now, rental car companies have been pulling the wool over their customers’ eyes.

Not only is our product around 50%* lower than many standard car hire companies, we lower any excess payable down to $0. Our standalone car rental excess insurance policy is specifically designed to protect you against the excessive waiver fees that car hire companies try to charge you. 

*Compared to daily damage liability fees from Avis, Budget, Europcar, Hertz & more! Based on 12 days rental hire in NSW.


 

Australians Love Baaaney
Car Hire excess Review

I saved over $100 dollars thanks to
Car Hire Excess. So
glad my friend 
reccommended rather than me paying the collision damage waiver at the depot.

John Higgs, NSW

Car Hire excess Review

I always shop around to compare car hire excess insurance. 
Don't let the car hire companies charge you extra that you don't need to pay!

Kate Haven, VIC

Car Hire excess Review

What a cute and easy- to-use website. I got quotes in two mins and saved myself $98 dollars.

Sara Thompson, WA

Car Hire excess Review

I had an accident in my hire car hitting a kangaroo in Goulburn. So glad I took out excess reduction insurance or I would have been seriously out of pocket.

Peter Smith, NSW



 

 

google stars
 

Car Hire Excess is rated 4.8 out of 5 by 51 customers. 

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